Acceptance of Terms

By using the Site, you confirm that you:

. Are at least 18 years old

. Have read and accepted these Terms

. Agree to comply with all applicable Utah and U.S. laws

Quote-Desk reserves the right to modify these Terms at any time. Updated versions will be posted on this page.

Use of the Site & Service

You agree not to:

. Engage in any unlawful or fraudulent activity

. Interfere with or disrupt the Site or Service

. Attempt to gain unauthorized access to systems, data, or accounts

. Use automated systems (e.g., bots, scrapers) without permission

You may use the Site only for lawful business or informational purposes.

Account Registration

Some features require creating an account. You agree to:

. Provide accurate and complete information

. Keep login credentials confidential

. Accept responsibility for all actions under your account

We may suspend or terminate accounts that violate these Terms.

Plans, Payments & Billing (If Applicable)

If you purchase a subscription or service:

. You authorize Quote-Desk to charge the payment method provided

. All fees are non-refundable unless otherwise stated

. Pricing may be updated with prior notice

. Late or failed payments may result in service suspension

Intellectual Property

All content on the Site — including text, graphics, images, videos, logos, icons, code, and software, is the exclusive property of Quote-Desk or its licensors.

You may not:

. Copy

. Reproduce

. Modify

. Distribute

. Display publicly

. Create derivative works without prior written permission.

.Limited personal use (e.g., viewing or printing for internal business reference) is allowed.

Third-Party Services & Links

The Site may contain links to third-party websites or integrated services. We are not responsible for:

. Their content

. Their policies

. Their actions

. Their security

Your use of third-party sites is at your own risk.

Disclaimer of Warranties

The Site and Service are provided “as is” and “as available” with no warranties of any kind — express or implied.

We do not guarantee that:

. The Site will be uninterrupted

. Information will be error-free

. The Service will meet your expectations

. The Site will be free of viruses or harmful components

Limitation of Liability

To the maximum extent permitted under Utah and U.S. law:

Quote-Desk is not liable for any indirect, incidental, consequential, or special damages

Total liability shall not exceed the amount paid by you in the prior 12 months (or $100 if no payments were made)

Indemnification

You agree to indemnify and hold Quote-Desk harmless from any claims, losses, liabilities, or expenses arising from your:

. Use of the Site

. Violation of these Terms

. Infringement of third-party rights

Termination

We may suspend or terminate your access to the Site or Service at any time, with or without notice, for any violation of these Terms.

Upon termination, your right to use the Service ends immediately.

Governing Law

These Terms are governed by the laws of the State of Utah, without regard to conflict-of-law principles.

Any disputes shall be resolved exclusively in the state or federal courts located in Utah.